Average Car Insurance Rates in 13348
Based on data for Hartwick, New York, the average monthly rate is $176.
Minimum Coverage
$105/mo
Full Coverage
$176/mo
Premium Coverage
$228/mo
Find the cheapest rates for ZIP code 13348 in Otsego County. Compare quotes from top providers.
Based on data for Hartwick, New York, the average monthly rate is $176.